About Payoff Compass
Payoff Compass is a financial utility hub designed to help you make calmer, clearer debt decisions.
We focus on educational tools, not pressure. Our calculators provide estimated outcomes and options to consider, so you can choose your next step with confidence.
We may earn a commission if you choose a partner option through our links, at no extra cost to you. This helps us keep the tools free to use.
Frequently asked questions
Is Payoff Compass financial advice?+
No. Payoff Compass provides educational tools and estimated outcomes, not regulated financial advice.
Do I need to create an account to use calculators?+
No. You can use calculators without signing up. Email capture is optional if you want to save your plan.
How are recommendations chosen?+
Recommendations are shown as options to consider based on your inputs and configured criteria. They are not guarantees.
How does Payoff Compass make money?+
Some links are partner links and may earn a commission at no extra cost to you.