Terms of Use

Last updated: February 9, 2026

Educational use only

Payoff Compass provides educational calculators and content. Nothing on this website is regulated financial advice or an assurance of results.

You are responsible for verifying lender terms, eligibility, fees, and repayment conditions before taking action on any option shown.

We provide tools on an "as available" basis and do not accept liability for decisions made solely based on illustrative estimates.